Most loan files don't fall apart in obvious places. It's page fourteen — a document that almost matches the application numbers, a compliance box checked without anyone really checking it. Finding that before closing is the job. We're hiring a
Remote Mortgage Underwriting Quality Control Specialist, salary $65,137 a year, fully remote.
The work itself
You'll audit residential mortgage files for accuracy and compliance. Documentation gets checked against what's claimed. Credit data gets verified. When a file has a decision that doesn't match policy, you trace back to figure out why — not just note it and move on.
- Audit residential mortgage loan files for accuracy and completeness
- Compare documentation against underwriting standards, flag gaps before closing
- Verify credit data and catch inconsistencies that could affect a lending decision
- Track compliance with lending policy and applicable regulations
- Write up findings so someone who wasn't in the room can act on them
- Log outcomes through the compliance monitoring system
Some weeks it's a steady stack of files. Right before a reporting deadline, it stops being steady — that's when people actually lean on each other instead of quietly falling behind on their own.
What gets you hired
Bachelor's degree, minimum. At least 3 years doing mortgage underwriting, QC auditing, or something close enough to it — risk review, compliance monitoring, that kind of background. If you've handled residential loan audits before, the pace here won't surprise you.
- Hands-on experience reviewing mortgage files for compliance and accuracy
- Solid grasp of underwriting policy and credit risk basics
- Comfortable in digital loan review and compliance tools
- Writing that's clear enough someone else can follow without asking you to explain it
Not required, but worth mentioning if it applies: regulatory compliance background in lending, experience mentoring newer analysts, or familiarity with automated underwriting systems.
Tools
Secure platforms for digital loan review, dashboards that track review outcomes over time. You don't need a technical background walking in — training covers it. Job seekers browsing Naukri Mitra sometimes find that QC roles talk a big game about remote tooling and then hand people a spreadsheet; this one's actually built for the work.
Pay
- $65,137 annually
- Flexible hours, fully remote
- Health coverage, standard benefits
- PTO separate from sick leave
- Training as policy and compliance standards shift
What it can turn into
One current team lead spent two years as a QC specialist before moving into a role guiding newer analysts. That's not guaranteed for everyone who takes this job, but it happens often enough here that it's worth mentioning rather than treating as a talking point.
Who tends to be good at this
People who catch small things without being told to look for them. People who'd rather ask than guess. Rushing a complicated file rarely ends well — patience isn't optional here; it's part of the actual skill set.
To apply
Send your resume with a short note about a file or audit where you caught something that mattered — what tipped you off, what happened next. That tells us more than a list of job titles.
Open to remote applicants in the United States, India, and other eligible regions. Location eligibility gets confirmed during the application process.
