Remote Mortgage Loan Review Underwriter

Remote Mortgage Loan Review Underwriter

Join a Mission-Driven, Inclusive Workplace

Are you passionate about precision, integrity, and helping others achieve their dream of homeownership? If so, step into the Remote Mortgage Loan Review Underwriter role and contribute to a purpose-driven team dedicated to fair lending practices and financial transparency. Our culture values inclusion, collaboration, and empathy, where every voice matters and diverse perspectives shape decisions. We believe in creating a warm environment that supports personal growth while ensuring excellence in mortgage lending.

Our Story: Where Dedication Meets Compassion

From day one, our mission has centered around making home financing accessible, ethical, and straightforward. We know that every loan we review represents a family, a future, and a foundation. That's why we've built a workplace that honors diligence, celebrates differences, and supports every individual on their unique career journey. Our employees come from all walks of life, and we value what each person brings to the table because when we grow together, we win together.

Role Overview

As a Remote Mortgage Loan Review Underwriter, you will ensure that each loan file meets compliance standards, internal guidelines, and investor criteria. You’ll collaborate with processors, loan officers, and QA analysts to deliver top-tier loan quality with heart. This position suits individuals who excel in detail-oriented environments, value teamwork, and seek purpose in their work.

Key Responsibilities

• Evaluate mortgage loan files to ensure accuracy, completeness, and adherence to underwriting standards.
• Validate borrower income, assets, liabilities, and credit reports per program guidelines.
• Perform comprehensive reviews of appraisals and property documentation
• Cross-check information for fraud indicators, discrepancies, or regulatory red flags
• Communicate effectively with internal partners to resolve underwriting issues quickly and clearly
• Document underwriting decisions and maintain accurate notes in the loan origination systems
• Uphold investor and agency guidelines, including Fannie Mae, Freddie Mac, FHA, and VA
• Engage in ongoing learning opportunities to remain current with evolving policies and compliance changes

Tools and Technologies

• Familiarity with Encompass or similar Loan Origination Systems (LOS)
• Proficiency with AUS platforms, including DU and LP
• Comfortable using remote collaboration tools such as Microsoft Teams, Slack, and Zoom
• Excel, SharePoint, and cloud-based document management systems
• Strong data interpretation skills for financial documentation

What Sets You Up for Success

• Minimum 3 years of experience in mortgage underwriting, loan auditing, or quality control
• Comprehensive knowledge of agency guidelines and loan review procedures
• Ability to interpret and apply federal lending regulations
• Exceptional attention to detail with a methodical mindset
• Excellent written and verbal communication skills
• Self-motivated with the ability to manage deadlines independently in a remote setting
• Prior experience with remote work processes or virtual underwriting teams is a plus.

Our Work Environment

We offer a flexible remote structure that supports work-life balance without compromising collaboration. Our remote underwriters are equipped with secure, user-friendly technology and receive continuous support from an inclusive management team. You'll feel connected and empowered whether you work from a quiet home office, a cozy co-working space, or anywhere between.

Our Values in Action

We're more than a workplace—we're a community. We host virtual town halls, mentor circles, and inclusion workshops to help you stay engaged and heard. Our wellness initiatives and feedback-driven culture ensure your voice helps shape our future. We believe in fair pay, equal opportunity, and respecting every individual's path.

Why This Role Matters

You are the final gatekeeper in protecting the financial integrity of each loan. Your insights prevent errors, reduce risk, and ensure that we honor our commitment to clients and investors. In this role, you don’t just review paperwork—you empower families by ensuring that every loan is responsibly approved.

Compensation and Benefits

• Annual salary: $78,878
• Remote-first environment with flexible working hours
• Paid time off, wellness days, and volunteer leave
• Medical, dental, vision, and mental health support
• Inclusive parental leave and adoption assistance
• Access to professional development and training courses

We Believe in You

Our team is built on trust, empathy, and mutual respect. Whether you're reviewing a loan or mentoring a new team member, your impact is felt. We welcome applicants from diverse cultures, experiences, and capabilities to apply. If you’re excited about this role but don’t meet every requirement, we still want to hear from you. You might be the right person for this opportunity—or another one!

Ready to Shape the Future of Lending?

We'd love to connect if you want to do meaningful work in a respectful, forward-thinking, and fully remote environment. Join us in reimagining what lending excellence looks like. Let’s empower communities, one loan at a time. Apply now and bring your integrity to a team that values your story.